{"id": 1033380, "name": "Borrowed from a formal financial institution, income, poorest 40% (% ages 15+)", "unit": "%", "createdAt": "2025-05-27T10:18:26.000Z", "updatedAt": "2025-05-30T11:16:00.000Z", "coverage": "", "timespan": "2011-2022", "datasetId": 7104, "shortUnit": "%", "columnOrder": 0, "shortName": "borrowed_from_a_formal_financial_institution__income__poorest_40pct__pct_ages_15plus", "catalogPath": "grapher/wb/2025-05-21/findex/findex#borrowed_from_a_formal_financial_institution__income__poorest_40pct__pct_ages_15plus", "descriptionShort": "The percentage of respondents who report borrowing any money from a bank or another type of financial institution or using a credit card in the past year, poorest 40% (% ages 15+)", "descriptionFromProducer": "The percentage of respondents who report borrowing any money from a bank or another type of financial institution or using a credit card in the past year, poorest 40% (% ages 15+)", "type": "float", "dataChecksum": "7997581715313743290", "metadataChecksum": "8224385992613968280", "datasetName": "The Global Findex Database", "updatePeriodDays": 365, "datasetVersion": "2025-05-21", "nonRedistributable": false, "display": {"unit": "%", "shortUnit": "%", "numDecimalPlaces": 1}, "schemaVersion": 2, "processingLevel": "minor", "presentation": {"topicTagsLinks": ["Economic Growth"]}, "dimensions": {"years": {"values": [{"id": 2011}, {"id": 2014}, {"id": 2017}, {"id": 2021}, {"id": 2022}]}, "entities": {"values": [{"id": 15, "name": "Afghanistan", "code": "AFG"}, {"id": 16, "name": "Albania", "code": "ALB"}, {"id": 17, "name": "Algeria", "code": "DZA"}, {"id": 19, "name": "Angola", "code": "AGO"}, {"id": 371506, "name": "Arab world", "code": null}, {"id": 21, "name": "Argentina", "code": "ARG"}, {"id": 22, "name": "Armenia", "code": "ARM"}, {"id": 23, "name": "Australia", "code": "AUS"}, {"id": 24, "name": "Austria", "code": "AUT"}, {"id": 25, "name": "Azerbaijan", "code": "AZE"}, {"id": 27, "name": "Bahrain", "code": "BHR"}, {"id": 28, "name": "Bangladesh", "code": "BGD"}, {"id": 30, "name": "Belarus", "code": "BLR"}, {"id": 4, "name": "Belgium", "code": "BEL"}, {"id": 31, "name": "Belize", "code": "BLZ"}, {"id": 32, "name": "Benin", "code": "BEN"}, {"id": 33, "name": "Bhutan", "code": "BTN"}, {"id": 34, "name": "Bolivia", "code": "BOL"}, {"id": 35, "name": "Bosnia and Herzegovina", "code": "BIH"}, {"id": 36, "name": "Botswana", "code": "BWA"}, {"id": 37, "name": "Brazil", "code": "BRA"}, {"id": 39, "name": "Bulgaria", "code": "BGR"}, {"id": 40, "name": "Burkina Faso", "code": "BFA"}, {"id": 41, "name": "Burundi", "code": "BDI"}, {"id": 42, "name": "Cambodia", "code": "KHM"}, {"id": 43, "name": "Cameroon", "code": "CMR"}, {"id": 44, "name": "Canada", "code": "CAN"}, {"id": 174, "name": "Central African Republic", "code": "CAF"}, {"id": 173, "name": "Chad", "code": "TCD"}, {"id": 172, "name": "Chile", "code": "CHL"}, {"id": 171, "name": "China", "code": "CHN"}, {"id": 170, "name": "Colombia", "code": "COL"}, {"id": 169, "name": "Comoros", "code": "COM"}, {"id": 168, "name": "Congo", "code": "COG"}, {"id": 166, "name": "Costa Rica", "code": "CRI"}, {"id": 143, "name": "Cote d'Ivoire", "code": "CIV"}, {"id": 165, "name": "Croatia", "code": "HRV"}, {"id": 163, "name": "Cyprus", "code": "CYP"}, {"id": 162, "name": "Czechia", "code": "CZE"}, {"id": 167, "name": "Democratic Republic of Congo", "code": "COD"}, {"id": 161, "name": "Denmark", "code": "DNK"}, {"id": 160, "name": "Dominican Republic", "code": "DOM"}, {"id": 349172, "name": "East Asia and Pacific (WB)", "code": null}, {"id": 371644, "name": "East Asia and Pacific (excluding high income) (WB)", "code": null}, {"id": 201, "name": "Ecuador", "code": "ECU"}, {"id": 65, "name": "Egypt", "code": "EGY"}, {"id": 259, "name": "El Salvador", "code": "SLV"}, {"id": 156, "name": "Estonia", "code": "EST"}, {"id": 78, "name": "Eswatini", "code": "SWZ"}, {"id": 158, "name": "Ethiopia", "code": "ETH"}, {"id": 349171, "name": "Europe and Central Asia (WB)", "code": null}, {"id": 371645, "name": "Europe and Central Asia (excluding high income) (WB)", "code": null}, {"id": 155, "name": "Finland", "code": "FIN"}, {"id": 3, "name": "France", "code": "FRA"}, {"id": 153, "name": "Gabon", "code": "GAB"}, {"id": 151, "name": "Gambia", "code": "GMB"}, {"id": 152, "name": "Georgia", "code": "GEO"}, {"id": 6, "name": "Germany", "code": "DEU"}, {"id": 150, "name": "Ghana", "code": "GHA"}, {"id": 149, "name": "Greece", "code": "GRC"}, {"id": 148, "name": "Guatemala", "code": "GTM"}, {"id": 147, "name": "Guinea", "code": "GIN"}, {"id": 145, "name": "Haiti", "code": "HTI"}, {"id": 457, "name": "High-income countries", "code": null}, {"id": 139, "name": "Honduras", "code": "HND"}, {"id": 144, "name": "Hong Kong", "code": "HKG"}, {"id": 138, "name": "Hungary", "code": "HUN"}, {"id": 207, "name": "Iceland", "code": "ISL"}, {"id": 137, "name": "India", "code": "IND"}, {"id": 136, "name": "Indonesia", "code": "IDN"}, {"id": 135, "name": "Iran", "code": "IRN"}, {"id": 134, "name": "Iraq", "code": "IRQ"}, {"id": 2, "name": "Ireland", "code": "IRL"}, {"id": 133, "name": "Israel", "code": "ISR"}, {"id": 8, "name": "Italy", "code": "ITA"}, {"id": 132, "name": "Jamaica", "code": "JAM"}, {"id": 14, "name": "Japan", "code": "JPN"}, {"id": 130, "name": "Jordan", "code": "JOR"}, {"id": 131, "name": "Kazakhstan", "code": "KAZ"}, {"id": 129, "name": "Kenya", "code": "KEN"}, {"id": 379, "name": "Kosovo", "code": "OWID_KOS"}, {"id": 208, "name": "Kuwait", "code": "KWT"}, {"id": 126, "name": "Kyrgyzstan", "code": "KGZ"}, {"id": 125, "name": "Laos", "code": "LAO"}, {"id": 349170, "name": "Latin America and Caribbean (WB)", "code": null}, {"id": 371643, "name": "Latin America and Caribbean (excluding high income) (WB)", "code": null}, {"id": 122, "name": "Latvia", "code": "LVA"}, {"id": 124, "name": "Lebanon", "code": "LBN"}, {"id": 123, "name": "Lesotho", "code": "LSO"}, {"id": 121, "name": "Liberia", "code": "LBR"}, {"id": 120, "name": "Libya", "code": "LBY"}, {"id": 119, "name": "Lithuania", "code": "LTU"}, {"id": 461, "name": "Low-income countries", "code": null}, {"id": 460, "name": "Lower-middle-income countries", "code": null}, {"id": 210, "name": "Luxembourg", "code": "LUX"}, {"id": 118, "name": "Madagascar", "code": "MDG"}, {"id": 117, "name": "Malawi", "code": "MWI"}, {"id": 116, "name": "Malaysia", "code": "MYS"}, {"id": 211, "name": "Maldives", "code": "MDV"}, {"id": 115, "name": "Mali", "code": "MLI"}, {"id": 212, "name": "Malta", "code": "MLT"}, {"id": 114, "name": "Mauritania", "code": "MRT"}, {"id": 213, "name": "Mauritius", "code": "MUS"}, {"id": 113, "name": "Mexico", "code": "MEX"}, {"id": 349173, "name": "Middle East and North Africa (WB)", "code": null}, {"id": 371641, "name": "Middle East and North Africa (excluding high income) (WB)", "code": null}, {"id": 458, "name": "Middle-income countries", "code": null}, {"id": 111, "name": "Moldova", "code": "MDA"}, {"id": 112, "name": "Mongolia", "code": "MNG"}, {"id": 215, "name": "Montenegro", "code": "MNE"}, {"id": 110, "name": "Morocco", "code": "MAR"}, {"id": 109, "name": "Mozambique", "code": "MOZ"}, {"id": 142, "name": "Myanmar", "code": "MMR"}, {"id": 108, "name": "Namibia", "code": "NAM"}, {"id": 107, "name": "Nepal", "code": "NPL"}, {"id": 5, "name": "Netherlands", "code": "NLD"}, {"id": 106, "name": "New Zealand", "code": "NZL"}, {"id": 105, "name": "Nicaragua", "code": "NIC"}, {"id": 104, "name": "Niger", "code": "NER"}, {"id": 103, "name": "Nigeria", "code": "NGA"}, {"id": 278896, "name": "North America (WB)", "code": null}, {"id": 66, "name": "North Macedonia", "code": "MKD"}, {"id": 102, "name": "Norway", "code": "NOR"}, {"id": 217, "name": "Oman", "code": "OMN"}, {"id": 101, "name": "Pakistan", "code": "PAK"}, {"id": 140, "name": "Palestine", "code": "PSE"}, {"id": 100, "name": "Panama", "code": "PAN"}, {"id": 98, "name": "Paraguay", "code": "PRY"}, {"id": 97, "name": "Peru", "code": "PER"}, {"id": 96, "name": "Philippines", "code": "PHL"}, {"id": 11, "name": "Poland", "code": "POL"}, {"id": 95, "name": "Portugal", "code": "PRT"}, {"id": 93, "name": "Puerto Rico", "code": "PRI"}, {"id": 226, "name": "Qatar", "code": "QAT"}, {"id": 92, "name": "Romania", "code": "ROU"}, {"id": 12, "name": "Russia", "code": "RUS"}, {"id": 91, "name": "Rwanda", "code": "RWA"}, {"id": 90, "name": "Saudi Arabia", "code": "SAU"}, {"id": 89, "name": "Senegal", "code": "SEN"}, {"id": 88, "name": "Serbia", "code": "SRB"}, {"id": 87, "name": "Sierra Leone", "code": "SLE"}, {"id": 86, "name": "Singapore", "code": "SGP"}, {"id": 85, "name": "Slovakia", "code": "SVK"}, {"id": 83, "name": "Slovenia", "code": "SVN"}, {"id": 82, "name": "Somalia", "code": "SOM"}, {"id": 81, "name": "South Africa", "code": "ZAF"}, {"id": 277956, "name": "South Asia (WB)", "code": null}, {"id": 127, "name": "South Korea", "code": "KOR"}, {"id": 258, "name": "South Sudan", "code": "SSD"}, {"id": 9, "name": "Spain", "code": "ESP"}, {"id": 141, "name": "Sri Lanka", "code": "LKA"}, {"id": 277950, "name": "Sub-Saharan Africa (WB)", "code": null}, {"id": 79, "name": "Sudan", "code": "SDN"}, {"id": 10, "name": "Sweden", "code": "SWE"}, {"id": 7, "name": "Switzerland", "code": "CHE"}, {"id": 77, "name": "Syria", "code": "SYR"}, {"id": 198, "name": "Taiwan", "code": "TWN"}, {"id": 76, "name": "Tajikistan", "code": "TJK"}, {"id": 64, "name": "Tanzania", "code": "TZA"}, {"id": 75, "name": "Thailand", "code": "THA"}, {"id": 74, "name": "Togo", "code": "TGO"}, {"id": 73, "name": "Trinidad and Tobago", "code": "TTO"}, {"id": 71, "name": "Tunisia", "code": "TUN"}, {"id": 70, "name": "Turkey", "code": "TUR"}, {"id": 69, "name": "Turkmenistan", "code": "TKM"}, {"id": 68, "name": "Uganda", "code": "UGA"}, {"id": 67, "name": "Ukraine", "code": "UKR"}, {"id": 72, "name": "United Arab Emirates", "code": "ARE"}, {"id": 1, "name": "United Kingdom", "code": "GBR"}, {"id": 13, "name": "United States", "code": "USA"}, {"id": 459, "name": "Upper-middle-income countries", "code": null}, {"id": 63, "name": "Uruguay", "code": "URY"}, {"id": 62, "name": "Uzbekistan", "code": "UZB"}, {"id": 238, "name": "Venezuela", "code": "VEN"}, {"id": 84, "name": "Vietnam", "code": "VNM"}, {"id": 355, "name": "World", "code": "OWID_WRL"}, {"id": 61, "name": "Yemen", "code": "YEM"}, {"id": 60, "name": "Zambia", "code": "ZMB"}, {"id": 80, "name": "Zimbabwe", "code": "ZWE"}]}}, "origins": [{"id": 3610, "title": "The Global Findex Database", "description": "The Global Findex Database provides almost 300 indicators on topics such as account ownership, payments, saving, credit, and financial resilience. Findex data is reported for all indicators by country, region, and income group. Data is also included summarized by gender, income (adults living in the richest 60% and poorest 40% of households), labor force participation (adults in and out of the workforce), age (young and older adults), and rural and urban residence. Available indicators are reported for 2021, 2017, 2014, and 2011.", "producer": "World Bank", "citationFull": "World Bank (2021). The Global Findex Database. https://www.worldbank.org/en/publication/globalfindex/Data", "urlMain": "https://www.worldbank.org/en/publication/globalfindex/Data", "urlDownload": "https://thedocs.worldbank.org/en/doc/6d8435d479acefaa8960dc85f47efb6a-0430062023/original/DatabankWide.xlsx", "dateAccessed": "2025-05-21", "datePublished": "2021", "license": {"url": "https://www.worldbank.org/en/about/legal/terms-of-use-for-datasets", "name": "CC BY 4.0"}}]}